When your mortgage term comes up for renewal, your bank will usually make things super easy  for you. They’ll send you an email or a letter with a simple “click here to renew” button — no meetings, no paperwork, no questions asked. Sounds convenient, right? But that convenience can quietly cost you thousands of dollars  over your next term. Let’s talk about why your renewal deserves just as much attention as getting your first mortgage — and how I can help you make sure you’r

Buying your first home is an exciting milestone, but it can also be overwhelming—especially when it comes to finances. Many buyers...

Your home isn’t just a place to live—it’s one of your biggest financial assets. Over time, as you pay down your mortgage and property...

When most Canadians think of getting a mortgage, their first thought is: “I should go to my bank.” But what if your bank only represents...

When you start thinking about buying a home, the excitement usually begins with browsing listings online or visiting open houses. But...

When your mortgage term comes to an end, your lender will typically send you a renewal letter in the mail or by email. It usually looks...

Your down payment is the money you pay upfront when buying a home. In Canada, the rules are straightforward but can vary depending on...

Did you know that 70% of homeowners just sign the renewal offer from their bank without shopping around? That’s like leaving free money...

Before you start shopping for your dream home, getting pre-approved is a must. A pre-approval tells you exactly how much you can borrow...

Choosing between a fixed-rate and variable-rate mortgage can feel like flipping a coin — especially in a market with unpredictable...

With so much online advice, it’s easy to fall for mortgage myths. Let’s bust a few: ❌ Myth: Fixed rates are always safer In reality, a...

Buying your first home is exciting — but it can also feel overwhelming. Between figuring out your budget, getting approved for a...

Thinking of offsetting your mortgage by renting out a suite or your entire home on Airbnb? Be aware: ✅ Lender restrictions Not all...

Divorce is emotional and complicated — and housing decisions are a huge part of the transition. ✅ Can you afford to keep the home? To...

Imagine you need to move unexpectedly — maybe for work, divorce, or a bigger home. If you break your mortgage early, you could face a...

In 2025, many Canadians continue to delay buying a home, hoping for lower interest rates or a housing market correction. But waiting...

Interest rates have been on a rollercoaster for the past few years, and 2025 is shaping up to be no different. With the Bank of Canada...

If you’ve owned your home for a few years, there’s a good chance you’re sitting on a valuable financial resource  — and you might not...

As of May 27, 2025, the Canadian government has introduced the First-Time Home Buyers’ GST Rebate (FTHB GST Rebate) to enhance housing...

You've probably come across those ads on the radio, online, and billboards, boasting the speed and ease of getting 'Pre-Qualified' for a...