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Refinancing Your Mortgage: Unlocking Cash Flow Opportunities
Hey homeowners! Feeling the pinch of rising expenses? Need some extra cash for home upgrades, debt consolidation, or maybe even that...
Lisa Belanger
3 hours ago2 min read
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Should You Break Your Mortgage Early to Secure a Lower Rate?
Hey homeowners! With interest rates on a rollercoaster ride, you might be wondering—should you break your mortgage early to snag a lower...
Lisa Belanger
Mar 172 min read
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How the Bank of Canada's Rate Decisions Impact Your Mortgage
Hey homeowners! Every time the Bank of Canada (BoC) makes a rate announcement, you probably hear a lot of buzz about mortgage rates. But...
Lisa Belanger
Mar 102 min read
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Navigating Mortgage Renewals Amidst Canada's Housing Affordability Crisis
Hey homeowners! If your mortgage renewal is coming up, you might be wondering how Canada’s affordability crisis is going to impact your...
Lisa Belanger
Mar 31 min read
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Impact of U.S. Trade Tensions on Canadian Mortgage Rates
Hey homeowners! You might not think international trade has much to do with your mortgage, but surprise—it absolutely does! U.S. trade...
Lisa Belanger
Feb 262 min read
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The Rise of Variable-Rate Mortgages: Is It Time to Make the Switch?
Hey homeowners! With interest rates making waves in the market, the big question right now is: should you consider switching to a...
Lisa Belanger
Feb 242 min read
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Is Refinancing Worth It in 2025? What Homeowners Need to Know
Hey homeowners! With 2025 bringing new changes to the mortgage landscape, many of you are wondering—should I refinance my mortgage this...
Lisa Belanger
Feb 192 min read
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Strategies for Mortgage Renewals in 2025
Hey there, homeowners! If your mortgage is up for renewal this year, you’re not alone. With interest rates shifting and lenders...
Lisa Belanger
Feb 182 min read
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New Enbridge Home Renovation Savings!
Enbridge Gas and Save on Energy, with support from the Ontario Government, have introduced the Home Renovation Savingsâ„¢ program to help...
Lisa Belanger
Feb 52 min read
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Why You Shouldn’t Accept Your Lender’s Renewal Offer Without Consulting Me First
Your lender’s mortgage renewal offer has arrived—tempting you to sign and avoid the hassle of shopping around. But before you pick up...
Lisa Belanger
Jan 201 min read
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Increased Ceiling and Amortization for Insured Purchases of New Construction Homes: What It Means for You
Good news for homebuyers in Canada! Recent changes to mortgage rules have increased the borrowing ceiling and amortization period for...
Lisa Belanger
Jan 132 min read
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Refinancing Your Mortgage: Consolidate Debt & Improve Cash Flow
One of the most effective financial strategies available to Canadian homeowners today is refinancing your mortgage. With rising interest...
Lisa Belanger
Jan 62 min read
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Why Contacting a Broker at Mortgage Renewal Time Is Critical
If your mortgage is up for renewal soon, let me explain why it’s absolutely crucial to involve me in the process. Mortgage renewal isn’t...
Lisa Belanger
Dec 30, 20241 min read
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The FHSA Deadline Is Fast Approaching: Open Your Account Before Dec. 31st
Are you thinking about buying your first home? The First Home Savings Account (FHSA) is a game-changer for first-time buyers, offering...
Lisa Belanger
Dec 16, 20241 min read
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All Assistance Programs for First-Time Buyers
As the Canadian housing market continues to evolve, first-time home buyers often face challenges that can make entering the market seem...
Lisa Belanger
Dec 2, 20242 min read
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Alternative Lenders and Private Mortgages
In today’s high-interest rate landscape, many Canadians are finding it harder to qualify for traditional mortgage loans. Tightened...
Lisa Belanger
Nov 25, 20243 min read
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Expert Predictions for 2025
As the Bank of Canada has recently implemented several rate drops, experts are closely analyzing how these changes will influence the...
Lisa Belanger
Nov 18, 20242 min read
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Common Mistakes First-Time Buyers Make
Buying your first home is an exciting journey, but it can also be overwhelming. Many first-time home buyers fall into common pitfalls...
Lisa Belanger
Nov 12, 20243 min read
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The Bank of Canada’s Monetary Policy: What’s Next and How It Affects Your Mortgage
The Bank of Canada’s monetary policy is a driving force behind mortgage rates and the overall cost of borrowing. In recent years, the...
Lisa Belanger
Nov 4, 20243 min read
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Falling Interest Rates and the Impact on Mortgage Holders
With Canadian mortgage rates fluctuating and recent trends pointing towards a potential drop in interest rates, many mortgage holders are...
Lisa Belanger
Oct 28, 20243 min read
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