Lisa Belanger
All Assistance Programs for First-Time Buyers
As the Canadian housing market continues to evolve, first-time home buyers often face challenges that can make entering the market seem...
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Lisa Belanger
Nov 253 min read
Alternative Lenders and Private Mortgages
In today’s high-interest rate landscape, many Canadians are finding it harder to qualify for traditional mortgage loans. Tightened...
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Lisa Belanger
Nov 182 min read
Expert Predictions for 2025
As the Bank of Canada has recently implemented several rate drops, experts are closely analyzing how these changes will influence the...
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Lisa Belanger
Nov 123 min read
Common Mistakes First-Time Buyers Make
Buying your first home is an exciting journey, but it can also be overwhelming. Many first-time home buyers fall into common pitfalls...
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Lisa Belanger
Nov 43 min read
The Bank of Canada’s Monetary Policy: What’s Next and How It Affects Your Mortgage
The Bank of Canada’s monetary policy is a driving force behind mortgage rates and the overall cost of borrowing. In recent years, the...
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Lisa Belanger
Oct 283 min read
Falling Interest Rates and the Impact on Mortgage Holders
With Canadian mortgage rates fluctuating and recent trends pointing towards a potential drop in interest rates, many mortgage holders are...
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Lisa Belanger
Oct 252 min read
New Opportunities for Homeowners: Navigating the Changes in Secondary Suites Financing
The recent press release from the government regarding new rules around secondary suites is a game changer, especially for those of you...
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Lisa Belanger
Oct 214 min read
Breaking Your Mortgage Early
As mortgage interest rates fluctuate throughout 2024, many homeowners are contemplating whether breaking their mortgage early is worth...
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Lisa Belanger
Oct 144 min read
How Rising Home Prices in 2024 are Impacting Buyers
As 2024 progresses, first-time homebuyers in Canada are facing an increasingly challenging housing market. Rising home prices,...
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Lisa Belanger
Oct 83 min read
Preparing for a Mortgage Renewal
If your mortgage renewal is on the horizon, now is the perfect time to start preparing. With economic uncertainty and fluctuating...
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Lisa Belanger
Sep 264 min read
Understanding the 2024 Mortgage Rule Changes and Their Impact on Your Buying Power
In an effort to make homeownership more accessible, the federal government of Canada recently introduced significant changes to mortgage...
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Lisa Belanger
Sep 93 min read
Navigating Mortgage Renewal Options: Your Ultimate Guide
Welcome to our comprehensive guide on navigating mortgage renewal options in Canada. Whether you're a first-time homebuyer or a seasoned...
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Lisa Belanger
Sep 23 min read
Mistakes to Avoid When Getting a Mortgage: A Comprehensive Guide
Purchasing a home is a significant milestone in anyone's life. It marks a step towards stability, investment, and the fulfillment of a...
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Lisa Belanger
Aug 263 min read
Maximizing Mortgage Savings: Expert Tips for Canadian Homebuyers
Navigating the realm of mortgages can seem daunting to many, but fear not - with the right knowledge and strategies, you can maximize...
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Lisa Belanger
Aug 193 min read
Mortgage Mistakes 101: Top Errors to Avoid
Are you considering diving into the world of mortgages but fear falling into common pitfalls? Fret not, as I guide you through some of...
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Lisa Belanger
Aug 124 min read
What is the best mortgage term?
Choosing the right mortgage term is a pivotal decision for any homebuyer, with implications that extend far beyond the monthly payment....
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Lisa Belanger
Aug 53 min read
What are debt-to-income ratios?
When applying for a mortgage, lenders consider various factors to assess your creditworthiness and determine your eligibility for a loan....
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Lisa Belanger
Jul 293 min read
Understanding Mortgage Insurance
When embarking on the journey to homeownership, one often encounters various forms of insurance that can sometimes be confusing. Among...
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Lisa Belanger
Jul 222 min read
How Refinancing Could Save Your Monthly Cashflow
Refinancing a mortgage is a financial strategy that many Canadian homeowners consider to improve their financial health and monthly cash...
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Lisa Belanger
Jul 81 min read
Repayment Options
You may not know this but you have many different options for repaying your mortgage. Typically most people assume that a monthly payment...
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