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What are debt-to-income ratios?
When applying for a mortgage, lenders consider various factors to assess your creditworthiness and determine your eligibility for a loan....

Lisa Belanger
Aug 5, 20243 min read


Understanding Mortgage Insurance
When embarking on the journey to homeownership, one often encounters various forms of insurance that can sometimes be confusing. Among...

Lisa Belanger
Jul 29, 20243 min read


How Refinancing Could Save Your Monthly Cashflow
Refinancing a mortgage is a financial strategy that many Canadian homeowners consider to improve their financial health and monthly cash...

Lisa Belanger
Jul 22, 20242 min read


Repayment Options
You may not know this but you have many different options for repaying your mortgage. Typically most people assume that a monthly payment...

Lisa Belanger
Jul 8, 20241 min read


Understanding Land Transfer Tax For Home Buyers
Purchasing a home is an exciting milestone, but it's important to understand the financial obligations involved. One such obligation in...

Lisa Belanger
Jul 1, 20244 min read


Prepayment Penalties and Privileges
Prepayment penalties and privileges are something you should aware of when applying for a mortgage. Penalties are applied when you choose...

Lisa Belanger
Jun 24, 20243 min read


What Is The Right Mortgage Type for You?
Navigating the world of mortgages can be daunting, especially for first-time homebuyers. As a mortgage broker in Ontario, I aim to...

Lisa Belanger
Jun 17, 20243 min read


The Role of Mortgage Brokers
Navigating the complexities of the mortgage market can be daunting, especially for first-time homebuyers or those seeking to refinance...

Lisa Belanger
Jun 10, 20242 min read


Exploring Reverse Mortgages in Canada: A Comprehensive Guide
Reverse mortgages have become an increasingly popular financial tool for Canadian seniors looking to unlock the equity in their homes...

Lisa Belanger
Jun 3, 20242 min read


Exploring Mortgage Renewal Options
As the term of your mortgage approaches its expiration date, it's essential to explore your options for renewal to ensure you secure the...

Lisa Belanger
May 27, 20242 min read


Understanding Canada's Mortgage Stress Test
In Canada's dynamic real estate landscape, purchasing a home is often the most significant financial decision individuals make. With the...

Lisa Belanger
Apr 29, 20242 min read


Canada Considers Halal Mortgages
Canada is making strides towards increasing homeownership accessibility for its Muslim community by exploring the concept of halal...

Lisa Belanger
Apr 25, 20241 min read


Canada Budget 2024: Everything You Need to Know
In the government’s recently announced budget for 2024, they outlined several proposed tactics to tackle the urgent needs of building...

Lisa Belanger
Apr 24, 20242 min read


Maximizing Your Mortgage: Tips for Paying Off Your Loan Faster
Paying off your mortgage ahead of schedule can provide significant financial benefits, including interest savings and increased equity in...

Lisa Belanger
Apr 22, 20242 min read


Navigating the Current Real Estate Market: Trends and Tips for Homebuyers
In Canada's dynamic real estate market, staying informed about current trends and market conditions is essential for prospective...

Lisa Belanger
Apr 15, 20242 min read


Canada Introduces 30-Year Amortization for First-Time Homebuyers: What You Need to Know
In a significant move to address the challenges faced by first-time homebuyers in Canada, the government has introduced a new 30-year...

Lisa Belanger
Apr 12, 20243 min read


Understanding Debt-to-Income Ratio: How It Impacts Your Mortgage Approval
When applying for a mortgage, lenders consider various factors to assess your creditworthiness and determine your eligibility for a loan....

Lisa Belanger
Apr 9, 20243 min read


Down Payment And Mortgage Default Insurance
For most people, the hardest part about buying a home (especially the first one) is saving for the down payment. Many people will not...

Lisa Belanger
Mar 27, 20241 min read


Which Mortgage Is Right for You?
In the complex landscape of real estate financing, selecting the right mortgage type is a pivotal decision that can significantly impact...

Lisa Belanger
Mar 4, 20242 min read


Standard Charges vs. Collateral Charges
When we talk about a standard or collateral charge, we are talking about the legal instrument that is used to register the mortgage terms...

Lisa Belanger
Mar 4, 20243 min read
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