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The Hidden Cost of Waiting: Why Some Canadians Regret Delaying Their Home Purchase in 2025
In 2025, many Canadians continue to delay buying a home, hoping for lower interest rates or a housing market correction. But waiting...

Lisa Belanger
Jun 271 min read


Pros and Cons of Short Term Mortgages!
Interest rates have been on a rollercoaster for the past few years, and 2025 is shaping up to be no different. With the Bank of Canada...

Lisa Belanger
Jun 183 min read


How to Access Your Home Equity!
If you’ve owned your home for a few years, there’s a good chance you’re sitting on a valuable financial resource — and you might not...

Lisa Belanger
Jun 163 min read


GST/HST Rebate on Housing For First-Time Home Buyers
As of May 27, 2025, the Canadian government has introduced the First-Time Home Buyers’ GST Rebate (FTHB GST Rebate) to enhance housing...

Lisa Belanger
Jun 102 min read


'Pre-qualified' vs 'Pre-approved' ... don't be fooled - they are NOT the same
You've probably come across those ads on the radio, online, and billboards, boasting the speed and ease of getting 'Pre-Qualified' for a...

Lisa Belanger
May 262 min read


Down Payment And Mortgage Default Insurance
For most people, the hardest part about buying a home (especially the first one) is saving for the down payment. Many people will not...

Lisa Belanger
May 191 min read


What Is The Right Mortgage Type for You?
Navigating the world of mortgages can be daunting, especially for first-time homebuyers. As a mortgage broker in Ontario, I aim to...

Lisa Belanger
May 123 min read


Mortgage Mistakes 101: Top Errors to Avoid
Are you considering diving into the world of mortgages but fear falling into common pitfalls? Fret not, as I guide you through some of...

Lisa Belanger
May 53 min read


Refinancing Your Mortgage: Consolidate Debt & Improve Cash Flow
One of the most effective financial strategies available to Canadian homeowners today is refinancing your mortgage. With rising interest...

Lisa Belanger
Apr 282 min read


Strategies for Mortgage Renewals in 2025
Hey there, homeowners! If your mortgage is up for renewal this year, you’re not alone. With interest rates shifting and lenders...

Lisa Belanger
Apr 212 min read


How the Bank of Canada's Rate Decisions Impact Your Mortgage
Hey homeowners! Every time the Bank of Canada (BoC) makes a rate announcement, you probably hear a lot of buzz about mortgage rates. But...

Lisa Belanger
Apr 142 min read


Refinancing Your Mortgage: Unlocking Cash Flow Opportunities
Hey homeowners! Feeling the pinch of rising expenses? Need some extra cash for home upgrades, debt consolidation, or maybe even that...

Lisa Belanger
Mar 242 min read


Should You Break Your Mortgage Early to Secure a Lower Rate?
Hey homeowners! With interest rates on a rollercoaster ride, you might be wondering—should you break your mortgage early to snag a lower...

Lisa Belanger
Mar 172 min read


How the Bank of Canada's Rate Decisions Impact Your Mortgage
Hey homeowners! Every time the Bank of Canada (BoC) makes a rate announcement, you probably hear a lot of buzz about mortgage rates. But...

Lisa Belanger
Mar 102 min read


Navigating Mortgage Renewals Amidst Canada's Housing Affordability Crisis
Hey homeowners! If your mortgage renewal is coming up, you might be wondering how Canada’s affordability crisis is going to impact your...

Lisa Belanger
Mar 31 min read


Impact of U.S. Trade Tensions on Canadian Mortgage Rates
Hey homeowners! You might not think international trade has much to do with your mortgage, but surprise—it absolutely does! U.S. trade...

Lisa Belanger
Feb 262 min read


The Rise of Variable-Rate Mortgages: Is It Time to Make the Switch?
Hey homeowners! With interest rates making waves in the market, the big question right now is: should you consider switching to a...

Lisa Belanger
Feb 242 min read


Is Refinancing Worth It in 2025? What Homeowners Need to Know
Hey homeowners! With 2025 bringing new changes to the mortgage landscape, many of you are wondering—should I refinance my mortgage this...

Lisa Belanger
Feb 192 min read


Strategies for Mortgage Renewals in 2025
Hey there, homeowners! If your mortgage is up for renewal this year, you’re not alone. With interest rates shifting and lenders...

Lisa Belanger
Feb 182 min read


New Enbridge Home Renovation Savings!
Enbridge Gas and Save on Energy, with support from the Ontario Government, have introduced the Home Renovation Savings™ program to help...

Lisa Belanger
Feb 52 min read
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