top of page


5 Mistakes First-Time Homebuyers Make (and How to Avoid Them)
Buying your first home is exciting — but it can also feel overwhelming. Between figuring out your budget, getting approved for a...

Lisa Belanger
Jul 20, 20252 min read


Short-Term Rentals & Your Mortgage: What You Need to Know Before You Airbnb
Thinking of offsetting your mortgage by renting out a suite or your entire home on Airbnb? Be aware: ✅ Lender restrictions Not all...

Lisa Belanger
Jul 14, 20252 min read


Your Mortgage After Divorce: How to Keep or Requalify for Your Home
Divorce is emotional and complicated — and housing decisions are a huge part of the transition. ✅ Can you afford to keep the home? To...

Lisa Belanger
Jul 7, 20252 min read


What No One Tells You About Prepayment Penalties (And How to Avoid Them)
Imagine you need to move unexpectedly — maybe for work, divorce, or a bigger home. If you break your mortgage early, you could face a...

Lisa Belanger
Jun 30, 20252 min read


The Hidden Cost of Waiting: Why Some Canadians Regret Delaying Their Home Purchase in 2025
In 2025, many Canadians continue to delay buying a home, hoping for lower interest rates or a housing market correction. But waiting...

Lisa Belanger
Jun 27, 20251 min read


Pros and Cons of Short Term Mortgages!
Interest rates have been on a rollercoaster for the past few years, and 2025 is shaping up to be no different. With the Bank of Canada...

Lisa Belanger
Jun 18, 20253 min read


How to Access Your Home Equity!
If you’ve owned your home for a few years, there’s a good chance you’re sitting on a valuable financial resource — and you might not...

Lisa Belanger
Jun 16, 20253 min read


GST/HST Rebate on Housing For First-Time Home Buyers
As of May 27, 2025, the Canadian government has introduced the First-Time Home Buyers’ GST Rebate (FTHB GST Rebate) to enhance housing...

Lisa Belanger
Jun 10, 20252 min read


'Pre-qualified' vs 'Pre-approved' ... don't be fooled - they are NOT the same
You've probably come across those ads on the radio, online, and billboards, boasting the speed and ease of getting 'Pre-Qualified' for a...

Lisa Belanger
May 26, 20252 min read


Down Payment And Mortgage Default Insurance
For most people, the hardest part about buying a home (especially the first one) is saving for the down payment. Many people will not...

Lisa Belanger
May 19, 20251 min read


What Is The Right Mortgage Type for You?
Navigating the world of mortgages can be daunting, especially for first-time homebuyers. As a mortgage broker in Ontario, I aim to...

Lisa Belanger
May 12, 20253 min read


Mortgage Mistakes 101: Top Errors to Avoid
Are you considering diving into the world of mortgages but fear falling into common pitfalls? Fret not, as I guide you through some of...

Lisa Belanger
May 5, 20253 min read


Refinancing Your Mortgage: Consolidate Debt & Improve Cash Flow
One of the most effective financial strategies available to Canadian homeowners today is refinancing your mortgage. With rising interest...

Lisa Belanger
Apr 28, 20252 min read


Strategies for Mortgage Renewals in 2025
Hey there, homeowners! If your mortgage is up for renewal this year, you’re not alone. With interest rates shifting and lenders...

Lisa Belanger
Apr 21, 20252 min read


How the Bank of Canada's Rate Decisions Impact Your Mortgage
Hey homeowners! Every time the Bank of Canada (BoC) makes a rate announcement, you probably hear a lot of buzz about mortgage rates. But...

Lisa Belanger
Apr 14, 20252 min read


Refinancing Your Mortgage: Unlocking Cash Flow Opportunities
Hey homeowners! Feeling the pinch of rising expenses? Need some extra cash for home upgrades, debt consolidation, or maybe even that...

Lisa Belanger
Mar 24, 20252 min read


Should You Break Your Mortgage Early to Secure a Lower Rate?
Hey homeowners! With interest rates on a rollercoaster ride, you might be wondering—should you break your mortgage early to snag a lower...

Lisa Belanger
Mar 17, 20252 min read


How the Bank of Canada's Rate Decisions Impact Your Mortgage
Hey homeowners! Every time the Bank of Canada (BoC) makes a rate announcement, you probably hear a lot of buzz about mortgage rates. But...

Lisa Belanger
Mar 10, 20252 min read


Navigating Mortgage Renewals Amidst Canada's Housing Affordability Crisis
Hey homeowners! If your mortgage renewal is coming up, you might be wondering how Canada’s affordability crisis is going to impact your...

Lisa Belanger
Mar 3, 20251 min read


Impact of U.S. Trade Tensions on Canadian Mortgage Rates
Hey homeowners! You might not think international trade has much to do with your mortgage, but surprise—it absolutely does! U.S. trade...

Lisa Belanger
Feb 26, 20252 min read
bottom of page