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Why You Shouldn’t Accept Your Lender’s Renewal Offer Without Consulting Me First
Your lender’s mortgage renewal offer has arrived—tempting you to sign and avoid the hassle of shopping around. But before you pick up...

Lisa Belanger
Jan 201 min read


Increased Ceiling and Amortization for Insured Purchases of New Construction Homes: What It Means for You
Good news for homebuyers in Canada! Recent changes to mortgage rules have increased the borrowing ceiling and amortization period for...

Lisa Belanger
Jan 132 min read


Refinancing Your Mortgage: Consolidate Debt & Improve Cash Flow
One of the most effective financial strategies available to Canadian homeowners today is refinancing your mortgage. With rising interest...

Lisa Belanger
Jan 62 min read


Why Contacting a Broker at Mortgage Renewal Time Is Critical
If your mortgage is up for renewal soon, let me explain why it’s absolutely crucial to involve me in the process. Mortgage renewal isn’t...

Lisa Belanger
Dec 30, 20241 min read


The FHSA Deadline Is Fast Approaching: Open Your Account Before Dec. 31st
Are you thinking about buying your first home? The First Home Savings Account (FHSA) is a game-changer for first-time buyers, offering...

Lisa Belanger
Dec 16, 20241 min read


All Assistance Programs for First-Time Buyers
As the Canadian housing market continues to evolve, first-time home buyers often face challenges that can make entering the market seem...

Lisa Belanger
Dec 2, 20242 min read


Alternative Lenders and Private Mortgages
In today’s high-interest rate landscape, many Canadians are finding it harder to qualify for traditional mortgage loans. Tightened...

Lisa Belanger
Nov 25, 20243 min read


Expert Predictions for 2025
As the Bank of Canada has recently implemented several rate drops, experts are closely analyzing how these changes will influence the...

Lisa Belanger
Nov 18, 20242 min read


Common Mistakes First-Time Buyers Make
Buying your first home is an exciting journey, but it can also be overwhelming. Many first-time home buyers fall into common pitfalls...

Lisa Belanger
Nov 12, 20243 min read


The Bank of Canada’s Monetary Policy: What’s Next and How It Affects Your Mortgage
The Bank of Canada’s monetary policy is a driving force behind mortgage rates and the overall cost of borrowing. In recent years, the...

Lisa Belanger
Nov 4, 20243 min read


Falling Interest Rates and the Impact on Mortgage Holders
With Canadian mortgage rates fluctuating and recent trends pointing towards a potential drop in interest rates, many mortgage holders are...

Lisa Belanger
Oct 28, 20243 min read


New Opportunities for Homeowners: Navigating the Changes in Secondary Suites Financing
The recent press release from the government regarding new rules around secondary suites is a game changer, especially for those of you...

Lisa Belanger
Oct 25, 20242 min read


Breaking Your Mortgage Early
As mortgage interest rates fluctuate throughout 2024, many homeowners are contemplating whether breaking their mortgage early is worth...

Lisa Belanger
Oct 21, 20244 min read


How Rising Home Prices in 2024 are Impacting Buyers
As 2024 progresses, first-time homebuyers in Canada are facing an increasingly challenging housing market. Rising home prices,...

Lisa Belanger
Oct 14, 20244 min read


Preparing for a Mortgage Renewal
If your mortgage renewal is on the horizon, now is the perfect time to start preparing. With economic uncertainty and fluctuating...

Lisa Belanger
Oct 8, 20243 min read


Understanding the 2024 Mortgage Rule Changes and Their Impact on Your Buying Power
In an effort to make homeownership more accessible, the federal government of Canada recently introduced significant changes to mortgage...

Lisa Belanger
Sep 26, 20244 min read


Navigating Mortgage Renewal Options: Your Ultimate Guide
Welcome to our comprehensive guide on navigating mortgage renewal options in Canada. Whether you're a first-time homebuyer or a seasoned...

Lisa Belanger
Sep 9, 20243 min read


Mistakes to Avoid When Getting a Mortgage: A Comprehensive Guide
Purchasing a home is a significant milestone in anyone's life. It marks a step towards stability, investment, and the fulfillment of a...

Lisa Belanger
Sep 2, 20243 min read


Maximizing Mortgage Savings: Expert Tips for Canadian Homebuyers
Navigating the realm of mortgages can seem daunting to many, but fear not - with the right knowledge and strategies, you can maximize...

Lisa Belanger
Aug 26, 20243 min read


What is the best mortgage term?
Choosing the right mortgage term is a pivotal decision for any homebuyer, with implications that extend far beyond the monthly payment....

Lisa Belanger
Aug 12, 20244 min read
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