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All Assistance Programs for First-Time Buyers
As the Canadian housing market continues to evolve, first-time home buyers often face challenges that can make entering the market seem...

Lisa Belanger
Dec 2, 20242 min read
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Alternative Lenders and Private Mortgages
In today’s high-interest rate landscape, many Canadians are finding it harder to qualify for traditional mortgage loans. Tightened...

Lisa Belanger
Nov 25, 20243 min read
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Expert Predictions for 2025
As the Bank of Canada has recently implemented several rate drops, experts are closely analyzing how these changes will influence the...

Lisa Belanger
Nov 18, 20242 min read
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Common Mistakes First-Time Buyers Make
Buying your first home is an exciting journey, but it can also be overwhelming. Many first-time home buyers fall into common pitfalls...

Lisa Belanger
Nov 12, 20243 min read
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The Bank of Canada’s Monetary Policy: What’s Next and How It Affects Your Mortgage
The Bank of Canada’s monetary policy is a driving force behind mortgage rates and the overall cost of borrowing. In recent years, the...

Lisa Belanger
Nov 4, 20243 min read
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Falling Interest Rates and the Impact on Mortgage Holders
With Canadian mortgage rates fluctuating and recent trends pointing towards a potential drop in interest rates, many mortgage holders are...

Lisa Belanger
Oct 28, 20243 min read
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New Opportunities for Homeowners: Navigating the Changes in Secondary Suites Financing
The recent press release from the government regarding new rules around secondary suites is a game changer, especially for those of you...

Lisa Belanger
Oct 25, 20242 min read
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Breaking Your Mortgage Early
As mortgage interest rates fluctuate throughout 2024, many homeowners are contemplating whether breaking their mortgage early is worth...

Lisa Belanger
Oct 21, 20244 min read
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How Rising Home Prices in 2024 are Impacting Buyers
As 2024 progresses, first-time homebuyers in Canada are facing an increasingly challenging housing market. Rising home prices,...

Lisa Belanger
Oct 14, 20244 min read
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Preparing for a Mortgage Renewal
If your mortgage renewal is on the horizon, now is the perfect time to start preparing. With economic uncertainty and fluctuating...

Lisa Belanger
Oct 8, 20243 min read
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Understanding the 2024 Mortgage Rule Changes and Their Impact on Your Buying Power
In an effort to make homeownership more accessible, the federal government of Canada recently introduced significant changes to mortgage...

Lisa Belanger
Sep 26, 20244 min read
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Navigating Mortgage Renewal Options: Your Ultimate Guide
Welcome to our comprehensive guide on navigating mortgage renewal options in Canada. Whether you're a first-time homebuyer or a seasoned...

Lisa Belanger
Sep 9, 20243 min read
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Mistakes to Avoid When Getting a Mortgage: A Comprehensive Guide
Purchasing a home is a significant milestone in anyone's life. It marks a step towards stability, investment, and the fulfillment of a...

Lisa Belanger
Sep 2, 20243 min read
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Maximizing Mortgage Savings: Expert Tips for Canadian Homebuyers
Navigating the realm of mortgages can seem daunting to many, but fear not - with the right knowledge and strategies, you can maximize...

Lisa Belanger
Aug 26, 20243 min read
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What is the best mortgage term?
Choosing the right mortgage term is a pivotal decision for any homebuyer, with implications that extend far beyond the monthly payment....

Lisa Belanger
Aug 12, 20244 min read
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What are debt-to-income ratios?
When applying for a mortgage, lenders consider various factors to assess your creditworthiness and determine your eligibility for a loan....

Lisa Belanger
Aug 5, 20243 min read
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Understanding Mortgage Insurance
When embarking on the journey to homeownership, one often encounters various forms of insurance that can sometimes be confusing. Among...

Lisa Belanger
Jul 29, 20243 min read
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How Refinancing Could Save Your Monthly Cashflow
Refinancing a mortgage is a financial strategy that many Canadian homeowners consider to improve their financial health and monthly cash...

Lisa Belanger
Jul 22, 20242 min read
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Repayment Options
You may not know this but you have many different options for repaying your mortgage. Typically most people assume that a monthly payment...

Lisa Belanger
Jul 8, 20241 min read
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Understanding Land Transfer Tax For Home Buyers
Purchasing a home is an exciting milestone, but it's important to understand the financial obligations involved. One such obligation in...

Lisa Belanger
Jul 1, 20244 min read
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