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The Rise of Variable-Rate Mortgages: Is It Time to Make the Switch?
Hey homeowners! With interest rates making waves in the market, the big question right now is: should you consider switching to a...

Lisa Belanger
Feb 24, 20252 min read


Is Refinancing Worth It in 2025? What Homeowners Need to Know
Hey homeowners! With 2025 bringing new changes to the mortgage landscape, many of you are wondering—should I refinance my mortgage this...

Lisa Belanger
Feb 19, 20252 min read


Strategies for Mortgage Renewals in 2025
Hey there, homeowners! If your mortgage is up for renewal this year, you’re not alone. With interest rates shifting and lenders...

Lisa Belanger
Feb 18, 20252 min read


New Enbridge Home Renovation Savings!
Enbridge Gas and Save on Energy, with support from the Ontario Government, have introduced the Home Renovation Savings™ program to help...

Lisa Belanger
Feb 5, 20252 min read


Why You Shouldn’t Accept Your Lender’s Renewal Offer Without Consulting Me First
Your lender’s mortgage renewal offer has arrived—tempting you to sign and avoid the hassle of shopping around. But before you pick up...

Lisa Belanger
Jan 20, 20251 min read


Increased Ceiling and Amortization for Insured Purchases of New Construction Homes: What It Means for You
Good news for homebuyers in Canada! Recent changes to mortgage rules have increased the borrowing ceiling and amortization period for...

Lisa Belanger
Jan 13, 20252 min read


Refinancing Your Mortgage: Consolidate Debt & Improve Cash Flow
One of the most effective financial strategies available to Canadian homeowners today is refinancing your mortgage. With rising interest...

Lisa Belanger
Jan 6, 20252 min read


Why Contacting a Broker at Mortgage Renewal Time Is Critical
If your mortgage is up for renewal soon, let me explain why it’s absolutely crucial to involve me in the process. Mortgage renewal isn’t...

Lisa Belanger
Dec 30, 20241 min read


The FHSA Deadline Is Fast Approaching: Open Your Account Before Dec. 31st
Are you thinking about buying your first home? The First Home Savings Account (FHSA) is a game-changer for first-time buyers, offering...

Lisa Belanger
Dec 16, 20241 min read


All Assistance Programs for First-Time Buyers
As the Canadian housing market continues to evolve, first-time home buyers often face challenges that can make entering the market seem...

Lisa Belanger
Dec 2, 20242 min read


Alternative Lenders and Private Mortgages
In today’s high-interest rate landscape, many Canadians are finding it harder to qualify for traditional mortgage loans. Tightened...

Lisa Belanger
Nov 25, 20243 min read


Expert Predictions for 2025
As the Bank of Canada has recently implemented several rate drops, experts are closely analyzing how these changes will influence the...

Lisa Belanger
Nov 18, 20242 min read


Common Mistakes First-Time Buyers Make
Buying your first home is an exciting journey, but it can also be overwhelming. Many first-time home buyers fall into common pitfalls...

Lisa Belanger
Nov 12, 20243 min read


The Bank of Canada’s Monetary Policy: What’s Next and How It Affects Your Mortgage
The Bank of Canada’s monetary policy is a driving force behind mortgage rates and the overall cost of borrowing. In recent years, the...

Lisa Belanger
Nov 4, 20243 min read


Falling Interest Rates and the Impact on Mortgage Holders
With Canadian mortgage rates fluctuating and recent trends pointing towards a potential drop in interest rates, many mortgage holders are...

Lisa Belanger
Oct 28, 20243 min read


New Opportunities for Homeowners: Navigating the Changes in Secondary Suites Financing
The recent press release from the government regarding new rules around secondary suites is a game changer, especially for those of you...

Lisa Belanger
Oct 25, 20242 min read


Breaking Your Mortgage Early
As mortgage interest rates fluctuate throughout 2024, many homeowners are contemplating whether breaking their mortgage early is worth...

Lisa Belanger
Oct 21, 20244 min read


How Rising Home Prices in 2024 are Impacting Buyers
As 2024 progresses, first-time homebuyers in Canada are facing an increasingly challenging housing market. Rising home prices,...

Lisa Belanger
Oct 14, 20244 min read


Preparing for a Mortgage Renewal
If your mortgage renewal is on the horizon, now is the perfect time to start preparing. With economic uncertainty and fluctuating...

Lisa Belanger
Oct 8, 20243 min read


Understanding the 2024 Mortgage Rule Changes and Their Impact on Your Buying Power
In an effort to make homeownership more accessible, the federal government of Canada recently introduced significant changes to mortgage...

Lisa Belanger
Sep 26, 20244 min read
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